Compliance · 8 Jul 2026
ESI contribution periods, explained simply
Why an employee whose pay crosses ₹21,000 can still owe ESI - and how to handle it.
By Kreattle Compliance Team
ESI runs on two contribution periods: April to September and October to March. If an employee is covered at the start of a period, they stay covered for the whole period, even if a raise takes their gross pay above the ceiling.
That means a July increment does not stop ESI deductions until October. Kreattle tracks this automatically from past payslips so you never stop deductions too early.